Why not make your New Year’s Resolution this year with money in mind to gear you up for a prosperous New Year? So, if on New Year’s Day you’re stuck for what to make your New Year’s Resolution, check out this week’s Top 10 to see our Financial Resolutions for 2013…

1. Budget: Be organised. From the onset of the year make a financial plan for 2013. This can be your guide and if you stick to it it will save you money, and stress along the way. You will need to consider; savings, investments, loans, debts, and other general expenditure. Write a list and prioritise what you want to achieve and by when. When you achieve it, you will not only be financially better off, but also satisfied that you have reached your goal.