Animals (and arthropods) have played a starring role on this list, and this next story is no exception.

Driving from under a bridge, the policyholder was startled by the sound of a large thud, and then by the rather terrifying sight of a large white creature rolling down the windscreen.

Apparently, a sheep-bearing lorry on the overpass had swerved, spilling one unfortunate woolly passenger over the edge and on to the chassis of our bewildered claimant.