Travel insurance: best options for a cruise

Find out if you want to get travel insurance for your next cruise trip.

10:07 04 May 2013

If you’ve been considering taking a holiday and you’re looking at a cruise, you’ll definitely want to consider travel insurance. Many people think of travel insurance as optional, and even as an unnecessary expenditure but it can help reduce the cost of emergency situations and other setbacks.

 

For some who have been planning their holidays for quite a while, something as simple as stolen baggage can mean they aren’t able to enjoy the rest of their trip because they don’t have the money to replace the stolen goods, let alone worry about meals and souvenirs.

 

Travel insurance benefits:

 

• Stolen and lost documents.
• Stolen and lost baggage.
• Medical emergencies.
• Trip cancellations.
• Multiple cruise destinations might be covered.
• Special terrain coverage depending on where the cruise may travel (i.e. volcanic islands).

 

What you should mention to your travel insurance agency:

 

• The different destinations during your cruise.
• The length of the cruise.
• Whether you’ll need insurance for your travel to and from wherever the cruise boards.
• The number of people travelling and whether or not there are children.
• If you’ll be travelling at different times in the year, of if you just want cover for a single trip.

 

Though technology has provided many beneficial improvements in multiple industries, freak accidents can still occur and that it’s important to be prepared in the event that something unexpected happens. Flooded rooms on board a cruise will most likely ruin many people’s belongings and the cruise may not be able to adequately compensate everyone for such losses, which is why travel insurance is so important.