Save Money with Online Deals on Everything

Who doesn't love to save money!

21:50 19 December 2019

Statistics from 2018 and early 2019 reveal that more than two-thirds of all non-home consumer purchases are done online. In just 10 years, the number of things we buy via mouse and monitor has shot up from 25 to about 70 percent. Within the next decade the cyber economy is expected to reach the 90 percent zone, which essentially means the majority of all discretionary dollars will be spent somewhere other than brick-and-mortar stores.

What does that mean for consumers who want to learn the new, cyber way of savings? For one thing, they need to know a few tricks of the trade for maximizing savings, knowing what to shop for and what to buy offline. Here are some of the most effective ways that today's shoppers are taking advantage of money-saving techniques to snag huge deals and pocket a healthy amount of cash for a rainy day:

Check Those Promo Codes

Whenever you buy anything, always do a search for promo codes for (product name) before making the final purchase. Most of the time you'll be able to locate a website that has current promo codes to use for percentage discounts.

Find the Best Loan Rates

With all the online sources available, it's easy to shop for bargains on student loans, mortgages and personal loans. In fact, you can apply directly for private student loans from the comfort of your home and choose the best packages based on your needs. It's quite possible to land some significant savings if you spend time comparing interest rates, monthly payment amounts and other loan terms that meets your needs.

Know the Shopping Cart Trick

If you know this little gimmick, you can snag some nice savings with just about any retail item that is sold in via a website: choose one or two items you plan to purchase and simply leave them in the shopping cart without finalizing the transaction. Within a few days, most sellers will send you email notices of price drops or special deals you can get on the items left in your cart.

Get Rock Bottom Prices on New and Used Cars

Slow to enter the realm of cyber selling, auto dealers are now among the top purveyors of online entrepreneurship. For consumers, that means you can spend a couple hours at home on Sunday morning hunting for the best deals on vehicles, comparing prices and building your ideal virtual car or truck. Fortunately, there are many reliable sites for finding factory prices, dealer mark-up amounts and other components of a car's final sale price. Then, you can head to the dealership armed with all the information you need to get the pricing you want.

Do the Double-Dip

If you have coupons for special products or services, hang onto them until the seller is having a sale. Most retailers will let you combine the savings, which means you can make out quite well. It's always worth waiting for a seasonal sale of half off everything so you can throw in an additional 20 percent off coupon to pack on the savings. When in doubt, check the seller's website and read the fine print about their discount policies. You'll be surprised at how many allow double-dipping.