When is the best time to file a car insurance claim?

You should file a car insurance claim as soon as possible so it will be processed quicker.

08:11 27 June 2013

Drivers who get into road accidents do not really think about filing car insurance claims right after the accident. These people are usually in shock or worse, injured. What they usually do is report the accident to authorities and get medical attention.

Car insurance companies understand the process that drivers go through when they get involved in car accidents. Thus, they will not take it against you if there is a delay in filing a claim. However, you need to make sure that you do it as soon as possible.

Filing a claim sooner will work to your advantage. Getting documents like police report would become a lot easier if you file a claim days or weeks after the accident. This will also help you ensure that your claim will be processed faster.

To ensure that you will not have a problem, read your policy’s terms and conditions. This is to understand what the insurer expects from you if you get involved in a car accident. Also, keep their phone number handy so you can call them anytime you need to ask questions.