What you should know about credit catalogues?

An overview on Credit Catalogues

11:16 22 October 2014

Before you open a credit account with any UK catalogue company, there are several important things that you will need to put into consideration.  It is important to check the interest rates since this can cost you lots of money in the long run.  A credit catalogue is important since it will help you spread cost of payment over time. Furthermore, you will be able to make orders of a wide range of products and also get timely delivery of your products right at your door. Other than that, let’s look at some more info about credit cards.

 

Picking the best provider

 

The best company will be able to offer various ways of making repayments and give you a credit account with low interest rates. Some companies will also offer you an interest free period- for example, three months- where you get to enjoy 0% interest as long as you pay for items you have bought. Certain catalogue companies offer rewards and will make for a good choice if you are looking to pick free items with them.

 

Making Payments

 

A catalogue company is beneficial in that you will be able to spread your payments over time thus giving you more flexibility. Thanks to monthly installments, you can budget effectively, control finances efficiently and save cash. 

 

Wide range of products

 

You will get to choose from a wide range of products. Some of these products are rarely found on local stores or even supermarkets. For example, a company specialising in plus size women dresses would offer you unbeatable choices than any other store you would find on the high street of your city. Similarly, if you order from a catalogue company, you will be assured of prompt delivery right at your door. 

 

Drawbacks

 

A company catalogue is very specific on who gets to open an account with them. For example you cannot open an account if you have poor credit history.