What travel insurance can do for you

Your holiday travels should be worry free and travel insurance can help keep them that way.

08:12 11 September 2013

If you haven’t thought of taking a holiday at an unusual time you could be missing out on some fabulous deals. Not everyone can get time from work to holiday with off-season rates, but if you can it’s certainly worth investigating. If you decide to take a holiday during the off-season, you might want to take some of the money you save and spend it on travel insurance. No matter what season it is, there are bound to be hiccups but some of those could completely derail your holiday. Here are a few ways travel insurance can give you peace of mind:

• Important documents—you would probably never think of trying to travel anywhere without all the required paperwork and passports, but what would you do if all your most important documents were lost or stolen? It’s a frightening scenario, but some travel insurance plans actually help you obtain the paperwork you need, and even cover the cost.

 

• Sickness—it is not uncommon for people on holiday to become sick. There is always the possibility of being exposed to different types of illnesses, and some people are on the go for the duration of their holiday which means they don’t get adequate rest. All of that can add up to some potentially serious medical situations that could require treatment. If your insurance plan doesn’t cover the treatment, your travel insurance plan might be able to pick up the bill.

 

• Cancellations—when plans suddenly change you may be faced with having to cancel your holiday trip, and sometimes that means losing out on the money you paid to make all your reservations. For some people it means they lose out on a holiday trip until the next year, but it doesn’t need to be that way if they get travel insurance. The plan will usually reimburse the loss up to a certain amount.