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What kinds of documents are required in order to sell a house?
Selling your house can be a complex process, and ensuring you have the necessary documents is a crucial aspect.
16:07 18 December 2023
Selling your house can be a complex process, and ensuring you have the necessary documents is a crucial aspect. From proving your identity to detailing the condition of your
property, various documents are essential for a successful sale. Here's a comprehensive guide on the documents you need made by https://complete-conveyancing.com/ categorized for clarity.
- Proof of Identity
To comply with anti-money laundering laws, you must provide evidence of your identity. This typically includes a recent utility receipt and a photo ID, such as a passport or driver's license.
- Deeds of Conveyance
To sell a property, you need to prove ownership. If you can't find your title deeds, obtain a copy from your original solicitor or the Land Registry. If the property predates 1990, you may need to take additional steps to establish ownership.
- Documents for Shared Tenure
If your property shares the freehold, documentation related to property structure is required. For leasehold properties, obtain a copy of the lease and complete a seller's leasehold information form.
- Energy Performance Certificate (EPC) or Home Report
Include an EPC for homes in England and Wales or a Home Report for properties in Scotland, generated within the last 10 weeks. Renew an EPC if it's older than 10 years.
- Management Information Pack
For service charges or leasehold properties, request a Management Information Pack promptly to avoid delays. Consider extending leaseholds exceeding two years to potentially increase property value.
- TA10 Fittings and Contents Form
Specify what's included in the property sale, from outbuildings to furniture. Avoid misunderstandings by ensuring both parties are clear on included items.
- TA6 Property Information Form
This comprehensive form covers various aspects, including:
- Boundaries and complaints
- Notices of proposals
- Details of planning and warranty coverage
- Insurance information
- Environmental concerns
- Occupancy status
- Utility connections
Submit all required documents promptly, as processing times vary.
- Mortgage Details
Provide details of your current mortgage, including outstanding amounts and additional loans or charges associated with your property. Execute an undertaking if needed.
- Offering Acceptance
Once an agreement is reached with the buyer, your attorney will draft an acceptance agreement. You'll also need to execute a Transfer of Deeds, making the transaction legally binding.
- Stamp Duty Substantiation
For properties exceeding a certain threshold, your attorney may need to provide stamp duty substantiation within thirty days of completion.
By ensuring you have these documents in order, you can navigate the selling process more smoothly and avoid unnecessary delays. Always consult with your attorney or conveyancer for specific requirements in your jurisdiction.