Travel insurance: helping hand for cruises

Being fully prepared for your cruise means you’ll be able to truly relax and eliminate stress.

09:29 02 May 2013

It looks as though cruising is the latest travel trend, in addition to the escalating popularity of walking holidays. The good news for prospective travellers is that cruise lines are making a concerted effort to offer deals and ensure that their cruise ships are equipped with desirable technology and recreational options.

 

It’s still important even when cruising instead of flying, to look into travel insurance.

 

What protection do people receive from travel insurance?

 

• Baggage—it’s less likely that you’ll lose track of your baggage when going on a cruise, but it may be more susceptible to theft. Sometimes passengers must take flights in order to arrive at the location where the cruise ship boards. This could mean that if the flight misplaces your baggage, you will be without it during the cruise and will need to replace all the items you lost. Travel insurance can help with that.

 

• Cancellations—if you’ve spent considerable time comparing cruise benefits and rates, you probably won’t be happy if you have to cancel your plans, but life also sometimes makes cancellations of our holidays necessary. Travel insurance will sometimes compensate you for the loss depending on the circumstances.

 

• Medical emergencies—regular health insurance is sometimes not adequate to cover issues while travelling so it’s important to have travel insurance that can help you with the cost if there is a medical emergency while travelling.

 

• Documentation—some travel insurance companies also help you obtain important documents if they are lost or stolen during the course of your trip as long as you can prove that you were taking reasonable care to protect them. This can be invaluable if you lose a passport or other documentation that allows you to visit other countries, or re-enter your own country.

 

Enjoy the latest travel cruise trend, but also don’t forget that travel insurance helps cover some risky gaps in protecting your financial status.