Top factors for car insurance quotes

Searching for car insurance quotes? Here are some things to consider for you to get cheaper quotes

17:38 18 November 2012

It’s that time of year again when your car insurance renewal is due. So while you’re researching the many different deals that are on offer, whether you ring up or visit car insurance providers, or use comparison websites, you may want to bear some things in mind.

 

Type of Car: All car insurance companies will look at the kind of car you use. If you’ve opted to purchase a fast, sporty automobile, you’re not as likely to get cheap car insurance. The reason for this is because there’s a higher risk for the driver of the car as they may drive faster, and their car may be more expensive. The car insurance policy can change depending on your car.

 

Driving Experience: The same can be said for inexperienced drivers. If you want to reduce car insurance quotes it may be best to see what extra driving experience you can get under your belt. Whether you’re a younger person who has just passed your test, or you’re looking for an inexperienced other, it can help reduce your car insurance quote.

 

Car Insurance Policies: If your son or daughter has just passed their driving test and learning ‘mirror, signal, manover’ is a thing of the past, you can expect to pay more for car insurance than someone with experience. When it comes to making your car insurance quotes cheaper, perhaps look at adding a teenager to your car insurance policy?

 

Car Insurance details: Believe it or not, the amount of motorists in your home can probably affect your car insurance. The value of your home, whether it has a garage or private drive and if you park  your car at home at night, are all factors that come into play when you are entering details to gain a car insurance quote. If you want to help reduce your car insurance, it could be worth telling your provider if your car is alarmed - there’s nothing to lose if you do.