Insurance for Your Garden and Outdoor Space

People who have invested in their gardens and outdoor spaces should consider getting garden insurance.

13:18 11 April 2013

A lot of people invest in making their gardens and outdoor spaces pleasing on the eye. They buy huge equipment, one-of-a-kind plants, expensive ornaments, etc. Some of them even pay other people to maintain their gardens and lawn. If you’re one of them, you should consider getting the appropriate insurance policy.

By getting garden insurance, your insurance company will cover the following:

• Lawnmowers, furniture, ornamental gnomes, tools, hanging baskets, pond equipment, crops, containers, and specimen plants.

 

• Slates, quality stones, and even sculptures.

 

• Vandalism or destruction by extreme weather conditions.

 

• Theft.

If you have specific needs, like if you’re hosting parties in your garden every now and then, you can get an added coverage. The key here is consulting with an insurance broker to talk about options that are available to you.

Before you take out an insurance policy, ensure that you read the fine print. You would want to check the cover for scope, excess, and suitability. To save money, I would also recommend checking out providers that offer garden insurance packages. Don’t forget to shop and compare so you can get the best policy out there.