Insurance Claims, Civil Cases and the Lawyers

In this article, we will try to understand the insurance laws in UAE.

09:09 10 January 2022

Legal Knowledge is created to tell people about their rights. Every developed country urged their citizen to know their employment rights, family rights, human rights or even religious rights. Developed countries also advise their citizen to, know their rights in the country where they are living. For example, Americans, or British or Canadians living in the United Arab Emirates. Dubai Lawyers tell the people about the pre-hiring legal matters and post-hiring legal issues. 

 

We will try to understand the insurance in UAE. If you are hired by any company in UAE then you have the right to be provided medical insurance at any cost. Medical Conditions can be good to very good but employees with no medical insurance or without medical insurance will cause a heavy fine or penalty to the employer/company.

 

Any insurance company has no right of rejection to pay any compensation if the person has an international driving license that is valid and not expired with an Entry Permit/VISA, even the VISIT VISA. The United Arab Emirates also permitted a person with an international driving license to drive a car in any emirate of UAE. The car of a licensed driver can be driven by a person having a license, but can’t be driven by a person who does not have a license.

 

The insurance of Car is called Motor Car Insurance or Vehicle Insurance. The service is provided as Full Insurance or Partial Insurance. As per the insurance deal, the company has to arrange an alternative vehicle for the customer as well for the days the car will be a garage for maintenance or overhauling. The company might take some money as security as well. 

 

As far as insurance types are concerned then these are medical insurance, vehicle insurance, property insurance, goods insurance, godown insurance, product insurance and more. Any direct company or third-party insurance company can deliver this service in UAE. The insurance differences can be explained by an insurance agent only. Lawyers deal only with disputes.

 

When insurance companies do not fulfil the obligation or labilities then Dubai Lawyers are hired. They initially serve the legal notice which is called the procedure outside the court. They initially try to mediate and finish the matter. Usually, insurance companies have a big organizational structure and they have a big team of lawyers that is why it makes them arrogant sometimes. If they refuse to pay to the customer for a genuine issue then it means they want to create a dispute which allows the customer to open a case against the insurance company. It will be a Civil Case where the client can ask for the damages, compensations and legal cost he has to bear for hiring the attorneys.

 

A civil Case is a court case where lawyers are hired for such cases. All the corporate or commercial cases along with compensation cases are taken to civil court. The lawyer has to be an expert in Civil Law. It means he must know that how to file a civil case. Civil Case is different in nature which takes time. Experts are hired and special reports are filled to Court. For your information let us tell you from January 2022, the bounced cheque cases will also be taken in Civil Courts. Now criminal cases have been finished for cheque bounce or bounced cheque cases.

 

Insurance Claims are real-time cases. Therefore, always a lawyer should be hired who knows about the insurance cases and how they are managed in Court. A junior attorney hired for a case of million or millions will put the plaintiff in a trouble. He will lose the case and the counterparty can file a counter case as well. A well-trained lawyer and the team can convince the court by submitting the best explanations. All it needs is the best lawyer or lawyers who know how to deal with sensitive cases and sensitive matters.

 

A good lawyer always keeps in mind that a false civil case or defeated civil case can put the client in serious trouble. Counter Case will let the plaintiff pay from his pocket. The last paragraphs are just for explaining the precautions. Even a genuine insurance claim should also be handled by a good team of lawyers.