How to plan to secure your financial future and life goals

From finances to your life goals, a little planning can help make it all happen.

09:24 23 January 2014

Many of us struggle through our lives to remain on top of our finances. We may spend the majority of our lives wondering, worrying, and planning how to get along. Hopefully, somewhere along the way we realise that we are not truly living. Instead of simply existing. Learn how to manage your resources to get ahead and reclaim what is most important…your time.

We have all probably heard the adage, “Work smarter, not harder” which you should definitely pay attention to if you want to reduce some financial stress. Remember that there are only so many hours in a day for work purposes, and only so many opportunities. Do not leave your success to chance.

• Increase your knowledge. While getting a degree in some fields is crucial to success, remember that there are also individual classes, free online resources, and certificate programmes, which can grant you the important information in a reduced timeframe.

 

• Improvement. Even after you obtain a degree, certificate, or master a certain thing you wanted to, continue learning. You will increase your opportunities as well as your knowledge, and it lets employers know that you have ambition, persistence, dedication and intelligence. Most employers (ideally all of them) would like to see that from their employees.

 

• Multiple solutions. You might not be able to depend solely on your traditional job to get you where you desire to be with your finances. Investigate options such as hobbies that might give you extra money, purchase rental property, or investment options that can create some additional income.

 

• Persistence. Your financial future may not look brighter right away, but getting on the right track will help you get there with a reduced amount of stress. Eventually you will reach your goal, so do not be too discouraged by slow progress.