Council shows confusion over filming policy

Changes often lead to confusion, especially where banking is concerned.

06:59 02 July 2013

There was recent confusion over whether or not it was acceptable for the public to film a council meeting without three days’ notice. The situation in which Richard Taylor was asked to cease filming of the session and was threatened with a call to the police if he didn’t has shed light on aspects in the constitution which should be changed.

Occasionally we should change our banking habits as well to make sure we get the best deal.

• Review terms—we are used to dealing with frequent changes when it comes to finances, but banking entities have been known to change important terms that affect their consumers. Fees are changed and sometimes even basic policies are changed as well. Knowing the current terms and policies will help you make beneficial banking decisions.

 

• Withdrawals—when you use credit cards or debit cards, it is easier to overspend or to forget how much you are able to spend. If you change your banking habits a little and either make a withdrawal and shop with cash or keep money out when you deposit, it can help you stay within your budget a little better.

 

• Reconciling accounts—though it is a bit of a pain at times, one of the best banking habits to create is reviewing statements and reconciling your own records of your banking account with the records from the bank. This is one of the easiest ways to ensure that you know the exact amount you have available to you. It is especially important if you sometimes forget about certain recurring payments.

 

• Comparisons—another great banking habit to get used to is comparing interest rates for accounts such as mortgage loans, vehicle loans, and savings accounts. If there are ways you can refinance to pay a lower amount of interest, or you can earn more on savings, you will want to make the most of your finances.