Car Insurance: How to find the best premium

Finding the best and most affordable car insurance is easy if you follow a few simple steps

10:32 20 November 2012

Before we talk about how to get the best car insurance, let’s talk about the importance of this insurance first.

 

Some people (especially those who haven’t used their insurance for years) think it is just a waste of good money. Well, having car insurance is required by law, and you can never be sure that nothing bad will happen while on the road.

Now here are some tips on how you can get the best car insurance policy without burning a hole in your pocket:

-    Firstly, make it easy by doing it online. More and more insurance companies are using the internet to reach people. Find as many car insurance companies as possible to get quotes. If you need to pay a company for a quote, perhaps cross them off your list.

-    The next step is to time to compare not only prices, but also what’s included in a quote. The rule of thumb is not to get services that you do not need. Also, don’t always go with the least expensive one - it’s important to ensure what you’re getting is best for your needs.

-    You can save money by getting car insurance from your current insurance company. Most companies will probably reward you if you get different types of insurance from them, such as life, house, health, insurances.

-    Lastly, don’t be afraid to ask for discounts. Some companies will not hesitate to give you discounts if you’re a good driver with no history of accidents.