3 Top travel insurance FAQs

Got questions about travel insurance? Then, read on and get answers.

09:29 02 July 2013

Question: I bought online but I did not receive my travel insurance documents.  What do to?

Answer: You should have a copy of your travel insurance documents after you paid for it. If you did not receive it in the mail or if it wasn’t emailed to you, you have to call the insurance company. Sometimes, due to several spam filters, emails from companies can be automatically trashed.

Question: What type of travel insurance I need if I’m going on a cruise?

Answer: When looking for travel insurance policies, keep in mind that some of them are not applicable to cruises. In fact, some insurers do not cover cruises at all.

Thus, it is essential that you talk to a broker for guidance. Once you find travel insurance that provides cover for cruises, you will need to indicate all the countries that you’re going to visit.

Question: What type of policy should I buy?

Answer: You should choose a policy based on your needs and demands. Comprehensive travel insurance usually provides cover for medical assistance, lost baggage, flight cancellation, etc. If you need special coverage, like if you’re into extreme sports, you will need additional coverage for extra cost.