3 foolproof ideas to getting cheap car insurance

Read on and find out how you can effectively lower down your auto insurance premiums.

08:14 01 September 2013

There are very simple yet often overlooked methods when finding cheap but quality car insurance. These are the following:

• Driving record. Keep in mind that insurance companies would want to get an assurance that you’re a safe driver as this will mean you are less likely to make a claim. So, be calm each time you’re behind the wheel. Avoid accidents as much as you can. Also, avoid making claims for small damages. Most insurance companies will offer huge discounts if you haven’t made a claim for the past 3-5 years.

 

• Credit history. Aside from your driving record, insurance companies would also look at your credit history when they’re giving quotes. Having a stellar credit score could be the single most important thing that can help you lower down your car insurance premiums.

 

• Shop around. The worst mistake that you can do when you’re trying to save from your car insurance is to just buy from your current insurance company. Keep in mind that there are several insurance companies out there that are competing to get your business. Some would be happy to lower down their premiums to attract new customers. Take advantage of those!